Please note that information is changing daily. If you feel something should be added to this resource page, please email bia@perth.ca. Thank you.

latest updates


Federal Government
Announced March 27th - Instead of covering only 10% in wages the Federal Gov't will now cover 75% of employee wages, back dated to March 15th for businesses showing a drop of at least 30% in revenue.  The Federal Gov't will cover 75% of a salary on the first $58,700 which could mean payments of up to $847 a week.
Announced new Canada Emergency Business account which will offer loans up to $40,000, interest free for one year and if you qualify, $10,000 will be forgivable.
They are also deferring GST and HST duties as well as taxes and duties on imports until June, 2020.
The Prime Minister has announced a new benefit – the Canada Emergency Response Benefit – which will provide $2,000 per month for the next four (4) months for those who lose their income as a result of COVID-19.  This new benefit replaces COVID-19 benefits announced last week.
The Federal Government is imposing mandatory two (2) week isolation period on all people returning to Canada under the Quarantine Act to help stem further spread of the COVID-19. 

Provincial Government
Extended the State of Emergency for 2 more weeks, until April 13th, 2020 at which point it will be reassessed.
​Public schools are closed until May 4 for students.
Strongly recommending individuals over 70 years of age to self-isolate. 
The Province has issued a new emergency order for the closure of all outdoor recreational amenities such as sports fields and playgrounds, effective immediately.
Based on the best advice of Ontario's Chief Medical Officer of Health, the Ontario government is issuing a new emergency order under the Emergency Management and Civil Protection Act to prohibit organized public events and social gatherings of more than five (5) people, effective immediately .
The provincial government has immediately suspended the time-of-use-electricity rates, holding prices to the off-peak rate of 10.1 cents-per-kilowatt-hour. This reduced price will be available 24 hours per day, seven days a wee to all time-of use customers. Customers will see rate reductions of over 50% compared to on-peak rates. This discount will be applied automatically to electricity bills without the need for customers to fill out an application form.
​​​
Town of Perth
Town of Perth has passed a By-law to waive all late penalties and interest on property and water taxes. The By-law suspends all tax sale activities. These measures will be in place for six months and will provide additional support for our community. 
Fore information on support from the various levels of government as a result of Covid-19, go to www.perth.ca/covid19.
Read the list of essential workplaces in response to COVID-19 (2019 novel coronavirus).
https://s3.amazonaws.com/files.news.ontario.ca/opo/en/2020/03/list-of-essential-workplaces-2.html
Note:
Businesses include any for-profit, non-profit or other entity providing the goods and services described herein.
This does not preclude the provision of work and services by entities not on this list either online, by telephone or by mail/delivery.
Note that teleworking and online commerce are permitted at all times for all businesses.

Revenue Canada tax returns

Telephone: 1-800-959-8281 Customer service
Website: CRA: https://www.canada.ca/en/revenue-agency/campaigns/ covid-19-update.html 

Tax Return Due Date Deferral: The personal tax filing due date will be deferred until June 1, 2020. However, those expecting refunds or benefits (such as the GST/HST credit, Guaranteed Income Supplement and Canada Child Benefit) should file as early as possible. The government release encourages Canadians not to delay their filings in order to ensure their income-tested benefits are accurately computed. 
​Tax Payment Deferral: The deadline to pay any balance due for your individual income tax and benefit return for 2019 has been extended from April 30, 2020 to September 1, 2020. This means you will my be assesed any penalties or interested if your  balance due is paid by September 1, 2020. 
For Self-Employed individuals or those who have spouses or common-law partners that are self-employed, the deadline to pay any balance due for your individual income tax and benefit return has been extended from April 30, 2020 to September 1, 2020.
The deadline for Businesses to pay any income tax amounts that become owing or due after March 18th, 2020 adn before September 1, 2020 has been extended to September 1, 2020. This means you will not be assessed any penalties or interest if your balance due is paid by September 1, 2020.

Other Payment and Filing Extensions: No comment was made about changing the filing and payments dates for payroll, GST/HST, and other non-income tax items
CRA Audit Activity: CRA will not contact any small or medium businesses to initiate any post assessment GST/HST or Income Tax audits for the next four weeks. For the vast majority of businesses, the CRA will temporarily suspend audit interaction with taxpayers and representatives.
Liaison Officer Service: The Liaison Officer service is now available over the phone and will be customizing information by ensuring small businesses are aware of any changes such as filing and payment deadlines, proactive relief measures, etc
​Interest Rates: The Bank of Canada cut the prime interest rate to 0.75%. Other banks have also reduced rates.


canada emergency response benefit

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​ ​https://www.canada.ca/en/department-finance/news/2020/03/introduces-canada-emergency-response-benefit-to-help-workers-and-businesses.html
How to Apply for CERB
By phone or online services are open 21 hours a day, 7 days a week. Both services are closed from 3 AM - 6 AM.
ONLINE - Instructions are in your CRA MY Account
BY PHONE - 1-800-959-2019. You will need your social insurance number and your postal code. 

The portal for accessing the CERB will be available on  April 6th. You may apply based on you birth date.
Jan, Feb. and March birthdays - Apply on April 6th
April, May and June - Apply on April 7th
July, August and Sept - Apply on April 8th
Oct, Nov. and Dec. - Apply on April 9th
​
If you have a direct deposit with CRA you can expect a payment in your account within 10 days. If you have not set up an account with CRA (MY ACCOUNT) it is recommended that you do so before you apply for CERB.  
To support workers and help businesses keep their employees, the government has proposed legislation to establish the Canada Emergency Response Benefit (CERB). This taxable benefit would provide $2,000 a month for up to four months for workers who lose their income as a result of the COVID-19 pandemic.

**The CERB would be a simpler and more accessible combination of the previously announced Emergency Care Benefit and Emergency Support Benefit.
To support workers and help businesses keep their employees, the government has proposed legislation to establish the Canada Emergency Response Benefit (CERB). This taxable benefit would provide $2,000 a month for up to four months for workers who lose their income as a result of the COVID-19 pandemic.

**The CERB would be a simpler and more accessible combination of the previously announced Emergency Care Benefit and Emergency Support Benefit.

​Who Qualifies for the CERB:

  • Canadians who have lost their job, are sick, quarantined, or taking care of someone who is sick with COVID-19
  • Working parents who must stay home without pay to care for children who are sick or at home because of school and daycare closures
  • Wage-earners, contract workers and self-employed individuals who would not otherwise be eligible for Employment Insurance (EI).
  • Workers who are still employed, but are not receiving income because of disruptions to their work situation due to COVID-19
  • All Canadians who have ceased working due to COVID-19, whether they are EI-eligible or not, would be able to receive the CERB to ensure they have timely access to the income support they need.

Canadians will begin to receive their CERB payments within 10 days of application. The CERB would be paid every four weeks, for a period of 4 months.  You can apply from March 15, 2020, until October 3, 2020.

PLEASE NOTE:
  • Canadians who are already receiving EI regular and sickness benefits as of today would continue to receive their benefits and should not apply to the CERB. If their EI benefits end before October 3, 2020, they could apply for the CERB once their EI benefits cease, if they are unable to return to work due to COVID-19.
  • Canadians who have already applied for EI and whose application has not yet been processed would not need to reapply.
  • Canadians who are eligible for EI regular and sickness benefits would still be able to access their normal EI benefits, if still unemployed, after the 16-week period covered by the CERB.

QUESTIONS AND ANSWERS REGARDING THE CERB:


Who is covered by the Canada Emergency Response Benefit?
This new benefit will cover people who have lost their job, people who are sick or quarantined, and parents who must stay home without pay to care for children, the same as the two previously announced benefits. The new CERB also includes workers who have no income due to the COVID-19 slowdown, but who haven’t yet been officially laid off. It will cover employees, contract workers, and self-employed workers. To qualify, applicants must have had $5,000 in employment income, self-employment income, or maternity or parental leave benefits for 2019 or in the 12-month period preceding the day they make the application.

Who is eligible
  • 15 years of age, or older
  • resident of Canada
  • income-tested required --> must have earned a minimum of $5,000 in the 2019 tax year or the 12-month period preceding the application date
  • Must have ceased work, for reasons related to COVID-19 for at least 14 consecutive days
How much will I get?
The CERB will pay out $2,000 per month for the next 4 months, backdated to March 15th. These funds are not subject to bankruptcy/Insolvency act and cannot be garnished. Currently the program end date is Oct. 3, 2020.

Where can I apply?
The application form will be available on April 6. If you have already applied for EI, you do not need to also apply for this new benefit, your claim will be automatically moved over to the CERB and you will receive the 16-week benefit. If needed, you can use your hours to apply for benefits after October 3, 2020.

You can apply in one of these three ways:

  • by accessing it on your CRA MyAccount secure portal;
  • by accessing it from your secure My Service Canada Account; or
  • by calling a toll free number equipped with an automated application process.

What if I’ve already been laid off and applied for EI?
If you’ve already applied for EI you do not need to reapply for the CERB. Your claim will be automatically moved over to the CERB, and benefits paid from this program first. If needed, you can use your hours to apply for EI benefits after October 3, 2020.

What if I don’t qualify for EI?
You can qualify for the CERB if you had $5,000 in employment income, self-employment income, or maternity or parental leave benefits for 2019 or in the 12-month period preceding the day you make the application.

When will I get benefits?
The application is expected to be available April 6. Benefits should be delivered 10 days after you submit your application form. The earliest you could receive benefits through direct deposit is April 16th (or slightly later if by mail).

What if I’m already receiving EI Benefits?
You will continue to receive your EI benefits. If your EI benefits end before October 3rd, 2020, and you are still unable to return to work, you can apply to the CERB once your EI benefits run out.

What if I continue to be sick or unemployed after October 3, 2020?
If you have enough EI insurable hours, you will still be able to access your normal EI benefits after the 16-week period covered by the CERB.

ADDITIONAL FUNDING OPTIONS FOR EMPLOYEES
There are also two other programs if you want to:
  1. Top-up an employee's EI earnings during their layoff or;
  2. Keep an employee working during this time but at reduced hours while allowing them to also collect EI benefits

The Supplemental Unemployment Benefits Program
For when an employee becomes unemployed due to a temporary stoppage of work, training, illness, injury or quarantine and the employer wants to top-up that employees earnings up to 95% without those earnings being "clawed back" so the employer can retain that employee for when the employer can re-hire that employee at their full-time hours.

 Temporary Wage Subsidy:
  • 10% of wages, applied as a reduction of income tax portion of payroll remittance
  • Who is eligible?
    • Canadian Controlled Private Corporations - as long as small business deduction limit is not nil
    • Sole-Proprietors (Yay!!!)
    • Partnerships
    • Non-profits - as defined in the Income Tax Act
    • Registered Charities
    • eligible employers must employ at least 1 worker and must have been registered with a CRA payroll account on March 18, 2020
  • Subsidy is calculated based on the pay-date, not when the wages were earned (March 18 - June 19, 2020)
  • Employer maximum is $25,000, with a maximum of $1,375 per employee
  • There is no application for the subsidy, simply reduce your payroll remittance accordingly
  • This is a taxable subsidy and must be included in your income for 2020
​
 Other Individual Measures:
  • GST double-up in May - this is a one-time payment based on your eligibility calculated from your 2018 income tax return
  • Child Benefit - one time payment in May - $300/child
    • Note: If your income is too high to receive the CTB, you may still be eligible for a portion of this benefit payment 
  • There are no applications but it's a good idea to ensure that CRA has record of all dependents in your care so you get the maximum benefit your are entitled to
  • RRIFs and declined registered pension plans - 25% reduction in minimum withdrawal amount (2020 only)
  • Student Loans (including apprentice loans and loans under the financial assistance act) - 6 month deferral on repayment and no accrued interest - no application needed


More details here.

The Work-Sharing Program*
An adjustment program designed to help employers and employees avoid layoffs when there is a temporary reduction in the normal level of business activity that is beyond the control of the employer. This is used when the employee's workweek is reduced to 10%-50% of their regular hours. This program is coordinated with EI and the employee can receive EI benefits for the hours in which they are not working/earning at this time. The EI is calculated at the normal 55% of the employee's regular earnings but the hours earned at the workplace and paid by the employer at this time are not deducted from the EI benefits.

Who is covered by the Canada Emergency Response Benefit?
This new benefit will cover people who have lost their job, people who are sick or quarantined, and parents who must stay home without pay to care for children, the same as the two previously announced benefits. The new CERB also includes workers who have no income due to the COVID-19 slowdown, but who haven’t yet been officially laid off. It will cover employees, contract workers, and self-employed workers. To qualify, applicants must have had $5,000 in employment income, self-employment income, or maternity or parental leave benefits for 2019 or in the 12-month period preceding the day they make the application.

How much will I get?
The CERB will pay out $2,000 per month for the next 4 months, backdated to March 15th.

Where can I apply?
The application form will be available on April 6. If you have already applied for EI, you do not need to also apply for this new benefit, your claim will be automatically moved over to the CERB and you will receive the 16-week benefit. If needed, you can use your hours to apply for benefits after October 3, 2020.

You can apply in one of these three ways:
​by accessing it on your CRA MyAccount secure portal;
  • by accessing it from your secure My Service Canada Account; or
  • by calling a toll free number equipped with an automated application process.

What if I’ve already been laid off and applied for EI?
If you’ve already applied for EI you do not need to reapply for the CERB. Your claim will be automatically moved over to the CERB, and benefits paid from this program first. If needed, you can use your hours to apply for EI benefits after October 3, 2020.

What if I don’t qualify for EI?
You can qualify for the CERB if you had $5,000 in employment income, self-employment income, or maternity or parental leave benefits for 2019 or in the 12-month period preceding the day you make the application.

When will I get benefits?
The application is expected to be available April 6. Benefits should be delivered 10 days after you submit your application form. The earliest you could receive benefits through direct deposit is April 16th (or slightly later if by mail).

What if I’m already receiving EI Benefits?
You will continue to receive your EI benefits. If your EI benefits end before October 3rd, 2020, and you are still unable to return to work, you can apply to the CERB once your EI benefits run out.

What if I continue to be sick or unemployed after October 3, 2020?
If you have enough EI insurable hours, you will still be able to access your normal EI benefits after the 16-week period covered by the CERB.

Government of Canada

Website: https://www.canada.ca/en/department-finance/news/2020/03/canadas-covid-19-economic-response-plan-support-for-canadians-and-businesses.html
Covid-19:Help for Families, Workers and Businesses - https://www.liberal.ca/covid-19-help-for-families-workers-and-businesses/?campID=7010a000001c46RAAQ&utm_campaign=20200325LPC_C19Response_1_EN&utm_medium=email&utm_source=liberal
Canada Emergency Response Benefit - ​https://www.canada.ca/en/department-finance/news/2020/03/introduces-canada-emergency-response-benefit-to-help-workers-and-businesses.html
Canada's COVID 19 Economic Response Plan - https://www.canada.ca/en/department-finance/economic-response-plan.html
CANADA REVENUE AGENCY
1-800-622-6232
1-800-959-8281 Help with MY Account
1-800-387-1193  Help with benefits

                                                                                                    
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service Canada Centres closed

​Canadians will still be able to access their benefits. The best way to apply remains online at: https://www.canada.ca/en/services/benefits/ei.html.

EMPLOYMENT AND SOCIAL DEVELOPMENT CANADA

 Website: https://www.canada.ca/en/employment-socialdevelopment/corporate/notices/coronavirus.html

WSIB

​https://www.wsib.ca/en/novel-coronavirus-covid-19-update
​

CRA HAS RELEASED DETAILS ON THE canada emergency WAGE SUBSIDY FOR EMPLOYERS 

Website:. HTTPS://WWW.CANADA.CA/EN/REVENUE-AGENCY/CAMPAIGNS/COVID-19-UPDATE/FREQUENTLY-ASKED-QUESTIONS-WAGE-SUBSIDY-SMALL-BUSINESSES.HTML
Announced March 27th - Instead of covering only 10% in wages the Federal Gov't will no cover 75% of employee wages, back dated to March 15th. Announced new Canada Emergency Business account which will offer loans up to $40,000, interest free for one year and if you qualify, $10,000 will be forgivable. They are also deferring GST and HST duties as well as taxes and duties on imports until June, 2020.

VALLEY HEARTLAND - LOANS AND BUSINESS SUPPORT

Website: https://www.valleycfdc.com/
Telephone: 613-283-7002
​Support for Small Business
https://siteassets.pagecloud.com/valleycdc/COVID_19_Loan_Promo.docx-t5d5e.pdf

SMALL BUSINESS ADVISORY CENTRE - SMITHS FALLS

​Telephone: Cindy James, Manager
Phone: 613-283-7002 ext. 108
E-mail: cjames@smallbizcentre.ca
Website: https://smallbizcentre.ca/
You can also direct message Cindy on Facebook or Instagram
Valuable Resources Link - https://smallbizcentre.ca/resource-centre/

Canadian federation of independent businesses - cfib

Website: https://www.cfib-fcei.ca/en
Covid - 19 
​ https://www.cfib-fcei.ca/en/small-business-resources-dealing-covid-19

Business development bank of canada

Website:  https://www.bdc.ca/en/about/mediaroom/news_releases/pages/canada-outlines-measures-support-economy-financial-sector.aspx 
You can also contact BDC toll-free at 1-877-232-2269, from Monday to Friday, from 7:30 a.m. to 8 p.m. (EST) or on weekends from 9 a.m. to 5 p.m.

CANADA’S COVID-19 ECONOMIC RESPONSE PLAN: SUPPORT FOR CANADIANS AND BUSINESSES

Website:. HTTPS://WWW.CANADA.CA/EN/REVENUE-AGENCY/CAMPAIGNS/COVID-19-UPDATE/FREQUENTLY-ASKED-QUESTIONS-WAGE-SUBSIDY-SMALL-BUSINESSES.HTML

restaurant information

Restaurants canada 

​Website: https://www.restaurantscanada.org/industry-news/the-window-to-ensure-restaurants-survive-covid-19-is-closing/
Urges governments to take more immediate action​.
Covid-19 Updates and Resources - https://www.restaurantscanada.org/industry-news/navigating-coronavirus-covid-19-resources-for-foodservice-operators/

Webinars - https://www.restaurantscanada.org/resources/#webinars
Covid-19: Operations Best Practices for Industry - Food and Consumer Products of Canada
fcpc_best_practices_summary_covid-19_mar302020.pdf
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health information

Ministry of health- signage for stores re: social distancing

Website: http://www.health.gov.on.ca/en/pro/programs/publichealth/coronavirus/2019_guidance.aspx.
Sample of signage is available on this site.

world health organization

​Website: https://www.who.int/emergencies/diseases/novel-coronavirus-2019/advice-for-public/myth-busters  

Government of canada

Updates, Prevention and Risk, Symptoms and Treatment, Being Prepared. Travel Advice and Canada's Response
​https://www.canada.ca/en/public-health/services/diseases/coronavirus-disease-covid-19.html

leeds, grenville and lanark district health unit

​https://healthunit.org/coronavirus/
The main number to call is 1-800-660-5853 .
The local Smiths Falls office number is (613) 283-2740 .
General COVID-19 Enquiries - Ext. 2499, available weekdays, from 8:30 a.m. until 4:30 p.m. and on weekends from 8:30 a.m. until 12:00 noon.
Enquiries from Health Care Providers or for members of the public reporting symptoms -  Ext. 2222, available 8:30 a.m. until 4:30 p.m. seven days a week.
Duty Desk, (Public Health Inspectors) for business operator enquiries -  Ext. 2308, also available 8:30 a.m. until 4:30 p.m. seven days a week.
After hours crisis line  - (613) 345-5685.
Online portal for viewing COVID test results: https://news.ontario.ca/mohltc/en/2020/04/ontario-increasing-public-health-units-capacity-to-stop-covid-19.html
Increasing mental health support: https://news.ontario.ca/opo/en/2020/04/ontario-increasing-mental-health-support-during-covid-19.html

OPP

​The public are reminded to only call 9-1-1 for emergencies. 
For non-emergency items, the public are encouraged to call 1-888-310-1122 or report matters on the online reporting tool located on the OPP’s website www.opp.ca
If any member of the public wishes to report a quarantine matter related to the COVID-19 emergency, they are asked to do so by calling 1-888-310-1122.

webinars available

how to manage your cash flow though the covid-19 crisis (Presented by the small business advisory center)

Monday, April 6th at 2 PM   ​Use the link to reserve your seat for for this  webinar https://attendee.gotowebinar.com/regist…/2750969702516126222
​​The Small Business Advisory Centre can be reached by phone at 613-283-7002 ext 108, by email at cjames@smallbizcentre.ca or online at: www.smallbizcentre.ca
​​Andrew Patricio: Mr. Patricio has worked with Fortune 500 companies to improve their brand presence, with thousands of small business owners and as an internationally recognized small business expert, he has trained entrepreneurs in Canada and 21 other countries. Andrew understands entrepreneurs because he is an entrepreneur, having started several businesses of his own, and has authored two books on small business.

 (Facebook and Instagram Advertising on a Small Budget
Tuesday, 7 April 2020 from 12:00 PM to 1:30 PM (presented by OBBIA)

https://www.eventbrite.ca/e/facebook-and-instagram-advertising-on-a-small-budget-online-webinar-registration-86540997453

How to Market Your business through the covid-19 crisis (PRESENTED BY THE SMALL BUSINESS ADVISORY CENTER)

Wednesday, April 8th at 2 PM Use this link to reserve your seat for this webinar  ​https://attendee.gotowebinar.com/regist…/3920623575074512654
​​The Small Business Advisory Centre can be reached by phone at 613-283-7002 ext 108, by email at cjames@smallbizcentre.ca or online at:   www.smallbizcentre.ca
​​​Andrew Patricio: Mr. Patricio has worked with Fortune 500 companies to improve their brand presence, with thousands of small business owners and as an internationally recognized small business expert, he has trained entrepreneurs in Canada and 21 other countries. Andrew understands entrepreneurs because he is an entrepreneur, having started several businesses of his own, and has authored two books on small business.

How to operate remotely & online through the covid-19 crisis

Tuesday, April 14, at 2 PM Use this link to reserve you seat for this webinar
https://attendee.gotowebinar.com/regist…/4820212103100314124
​​​The Small Business Advisory Centre can be reached by phone at 613-283-7002 ext 108, by email at cjames@smallbizcentre.ca or online at:   www.smallbizcentre.ca
​​​​Andrew Patricio: Mr. Patricio has worked with Fortune 500 companies to improve their brand presence, with thousands of small business owners and as an internationally recognized small business expert, he has trained entrepreneurs in Canada and 21 other countries. Andrew understands entrepreneurs because he is an entrepreneur, having started several businesses of his own, and has authored two books on small business.

Small Business Websites 101
Wednesday, 22 April 2020 from 6:00 PM to 7:30 PM (PRESENTED BY OBBIA)

​.https://www.eventbrite.ca/e/small-business-websites-101-online-webinar-registration-101112084968

 SEO Fundamentals
Thursday, 23 April 2020 from 6:00 PM to 7:30 PM (PRESENTED BY OBBIA)

 ​​https://www.eventbrite.ca/e/seo-fundamentals-online-webinar-registration-101112833206

Small Business Data Privacy and the Law
Tuesday, 28 April 2020 from 12:00 PM to 1:30 PM (PRESENTED BY OBBIA)

​https://www.eventbrite.ca/e/small-business-data-privacy-and-the-law-online-webinar-registration-86545244155

Social Media for Small Business
Wednesday, 29 April 2020 from 6:00 PM to 7:30 PM (PRESENTED BY OBBIA)

https://www.eventbrite.ca/e/social-media-for-small-business-online-webinar-registration-101113715846

​Maximizing Your Online Advertising & Digital Marketing Budget
Thursday, 30 April 2020 from 6:00 PM to 7:30 PM (PRESENTED BY OBBIA)

https://www.eventbrite.ca/e/maximizing-your-online-advertising-digital-marketing-budget-online-webinar-registration-101114817140

​Ecommerce Options for Small Business
Wednesday, 13 May 2020 from 7:00 PM to 8:30 PM  (PRESENTED BY OBBIA)

https://www.eventbrite.ca/e/ecommerce-options-for-small-business-online-webinar-registration-86529707685

​Google Analytics for Small Business
Wednesday, 27 May 2020 from 7:00 PM to 8:30 PM (PRESENTED BY OBBIA)

​https://www.eventbrite.ca/e/google-analytics-for-small-business-online-webinar-registration-86540550115

​Facebook and Instagram Advertising on a Small Budget
Wednesday, 10 June 2020 from 7:00 PM to 8:30 PM (PRESENTED BY OBBIA)

https://www.eventbrite.ca/e/facebook-and-instagram-advertising-on-a-small-budget-online-webinar-registration-86542351503

​Small Business Data Privacy and the Law
Wednesday, 24 June 2020 from 7:00 PM to 8:30 PM (PRESENTED BY OBBIA)

​https://www.eventbrite.ca/e/small-business-data-privacy-and-the-law-online-webinar-registration-86547669409